Creating Generational Wealth Through Infinite Banking

Creating Generational Wealth 2 Samuel 7_8 featured image

How do I create generational wealth, wealth that lasts for generations? That has been my question for a long time. I desire to create wealth that will last for generations and I believe God has just shown me how – Infinite Banking.

13 Remember your servants Abraham, Isaac and Jacob, to whom you swore by your very self and made this promise: "I shall make your offspring as numerous as the stars of heaven, and this whole country of which I have spoken, I shall give to your descendants, and it will be their heritage for ever." Exodus 32:13

God’s promise: a dynasty that will last for generations 

Around February 2022, You gave me again this promise You have given me before: 

2 Samuel 7 

8 I took you to be leader of my people Israel.9 I have been with you wherever you went. I have got rid of all Your enemies before you. I am going to make your fame as great as the fame of the greatest on earth.

11 Yahweh furthermore tells you that He will make you a dynasty 16 Your dynasty and your sovereignty will ever stand firm before Me and your throne will be forever secure.

I’ve sort of stopped thinking about it because as You know, I’m single and not likely to have children any time soon.

Well, biological anyway. 

But who knows? You have said it and so I believe You will do it, whether it’s physical or spiritual descendants You have in mind to give me.

I also strongly believe it’s about what I’ve been ultimately desiring all along: a financial dynasty that will continue to create wealth that will last for generations, funding God’s work and blessing billions to infinity.

I want it to be my legacy.

I don’t know how it will happen but I believe You, who is able to do as You promised.

So ever since You’ve reminded me of this promise of making me a dynasty that will stand before You forever secure, I’ve started claiming it in my prayers.

Thank you Father that in Jesus, the Wisdom, Power, and Love of God, I have wisdom, power, and love to receive and act with love on God-inspired ideas that helps me bless billions of people and produce trillions in recurring residual profits from multiple passive income rivers, quickly easily and effortlessly, doing what I love and enjoy; working whenever, wherever I want with my family and friends in a business empire and financial dynasty that God has established for me, that not only gives me as well as my family and friends total time and financial freedom but most importantly, generates 90% residual recurring tithe to fund the work of God in the world for generations to come.

This is my affirmation every day.

Creating Generational Wealth 2 Samuel 7_8 featured image

Creating Generational Wealth: Setting the framework

I believe You have let me learn about velocity Banking to help me set the framework wherein You can create for me that financial dynasty You have promised.

Using Velocity Banking

Velocity Banking will help me set my finances in order, eliminate debt, free up my cashflow, increase my income, and finally create wealth that will last for generations.

I’ve already set things in motion.

I took out the 11k that I had sitting uselessly in one of my checking accounts, borrowed from my sister’s 6k income part from my job, and a 5k cash on hand that I had, total of 20k.

I then put it up in my Credit cooperative’s time deposit for 6 mos earning 2.25% interest. I choose for 6 mos only so I have the chance to add on to it after 6 mos. 

Then I took out what they call a “Back to Back” loan against that Time Deposit. I was able to get 18,800.00 at 3% interest per annum, also payable monthly for 6 months.

With this amount plus my income for that week, I was able to pay all my debts and bills for the first 2 weeks of this month, without which my income wouldn’t have been enough.

I plan to pay this loan within this month so I can take out a loan again for the next month’s bills and debts using it like a revolving line of credit.

Amazingly, I’ve used the money to pay off this months’ bills and debts, and yet I still have the original capital of 20k earring 2.5% interest!

Using Infinite Banking 

Yesterday, I stumbled upon another YouTube channel that talks about what he calls “Cashflow Banking”. 

Having listened to him, I learned it’s the same concept that I’ve heard before when I was learning Velocity Banking – Infinite Banking.

Infinite Banking is Velocity Banking on steroids.

Infinite Banking is a strategy that uses a savings asset that allows you to save your cash in a liquid account meaning you can get cash from it anytime, with death benefit protection and a cash value that will increase with interest over time allowing you to earn dividends, and also will allow you to borrow from the policy for as long as you’re alive. So you can use it for whatever purposes: pay off debts, capital for business, for hospitalizations, college fund, etc.

That savings asset is a Whole Life Insurance.

But unlike velocity banking, applying for this asset needs a whole lot of capital upfront. Cause you need to pay annually so you get discounts and you’re able to use the cash value on it soonest.

What an answer to prayer! I’ve been praying for an investment or a savings vehicle where I can park my money for when I start saving 3-12 months of monthly expenses as my emergency fund.

This is the perfect way to do it!

It’s not only an emergency fund, it’s an all-around fund for as long as I live and when I die, my beneficiaries will still get death benefits.

Wow. I never knew this before. I thought having insurance is just a waste of money and resources.

I tried buying a Variable Universal Life insurance or what’s commonly known as VUL.

I paid 50k annually for the policy and did it for 2 years so in all I gave 100k.

But then the pandemic happened so I felt the Lord leading me to stop giving to it and just get whatever I can have back.

You know how much I got out of my 100k?

18k! That’s the value they put on the cash value portion of the policy with the rest being on the insurance side.

That means out of my 50k annually only 9k is allotted to the cash value that will go to me and the rest goes to the bank for my insurance coverage for the year, which I don’t really need cause I don’t really have a family depending on me.

I find out later on in my research why this is the case, it’s not only my insurance coverage though. It includes commission and service fees. 

Wow! That hurt a lot. But serves me right cause I bought it without due diligence. I was blinded by the promise that I’ll be receiving 12k every 2 years after just 2 years of giving so I get to enjoy my policy while still alive.

What a lot of bull.

So you out there thinking of investing in a VUL insurance? Beware! Just take from me.

It’s a whole lot of promise without substance.

Anyway, back to Infinite Banking.

This whole life policy should be from a reputable company – at least over 100 yrs old – and mutual, meaning not traded on the stock exchange so your dividends are not divided among a whole lot of policyholders and stakeholders.

And it should be properly designed – one expert I was following advise a 10/90 ratio where 10% goes to death benefits or base premiums, 90% goes to cash value.

I don’t know much yet but I like what I’m hearing so far.

Creating Wealth that will last for generations

I found out this is exactly what the Rockefellers did and now their wealth has lasted up to 6 generations as of now. 6 generations! It’s been said generational wealth will not last beyond 3 generations.

John D Rockefeller built his fortune in the gas and oil industry, became the richest man of his time, and passed on his wealth to his son.

His son then set up a framework to ensure their wealth remains protected, preserved, and perpetuated for generations to come.   

  • He bought whole life insurance policies for all of his children and their children’s children.
  • Set up a Trust as owner and beneficiary of these policies so that when the current beneficiaries pass away, the death benefits go to the Trust
  • These benefits then enable them to continue buying insurance policies for generations to come. 
  • He also established the Family Office to manage and see to it that the terms of the Trust are implemented
  • The heirs, or the holders of the policy, are allowed to borrow against the cash value on their policies for productive and charitable endeavors allowing the heirs to have funding to pursue whatever productive passions they have without paying interest to the banks or other financial institutions.
  • They have effectively established their own family bank.
  • The Rockefeller elders have also successfully passed on not only the financial wealth to the new generations of Rockefellers but most of all their intangible assets of life values and philosophies.

The result?

They have not only preserved, protected, and perpetuated their wealth for 6 generations but they have given the most to charities in all of America if not the world, following in the footsteps of JD Rockefeller who gave so much in his lifetime.


This guy, Garrett Gunderson, talks about how to make your own bank in detail if you want to check it out for yourself.

He applied what the Rockefellers did to his own family and established their own Family Bank owned by their Family Trust, managed by their Family Office. But he started alone on his own at 19 buying a whole life insurance policy for himself.

How awesome is that!

I have started following this guy to learn more from him.

And John D Rockefeller is now my role model and I want to learn as much as I can from him.

I want to be like him. 

I want to create generational wealth that will last for generations to come.

Now Your Turn

Do you want to create Generational wealth, wealth that will last for generations to come?

Ask God for wisdom. Always start with Him.

He’ll show you how to do it.

If you’re interested in velocity banking and Infinite Banking, learn more about them.

Maybe these concepts are God’s answers to your prayers. Remember, God gives ideas as seeds from which He can create a harvest for you to reap if you obey.

That is, if you’re like me who desires to create generational wealth that will last for generations.

healthwealthvictory tips
  • Always ask God for wisdom in all areas of your life but especially in the area of managing your finances.
  • Do your due diligence and learn new concepts and ideas that may be God’s answers to your prayers.
  • Obey and apply what He’s shown you through others in your life.
praying hands of a child

Dear Lord,

Thank you for wisdom to learn and apply new concepts and ideas as seeds with which You can help me create generational wealth that lasts for generations. In Jesus’ Name.


This is it for now. Till next time.

To our health, wealth, and victory – GODSPEED!

Tata Velasquez signature
Tata with guitar
Love this Love this post from Healthwealthvictorypost

Facebook Comments